Life Insurance Covers
Are you and your family protected?
Most people wish to ensure that their surviving family and dependents can continue to enjoy the same level of lifestyle, after their death. Having in place adequate life insurance covers, is an important aspect of any successful financial plan.
If you are currently fit and healthy, personal insurance may be the last thing on your mind. But personal insurance is a big part of protecting your wealth. With our holistic approach, we will ensure that you and your family’s financial future is always protected in case the worst happens.
Our team work closely with clients to not only recommend the adequate levels of life insurance needed, but also to educate and help clients understand each type of insurance covers and how they work.
We create a wealth protection plan, that is tailored to your financial situation, taking into account your assets, income and liabilities. Our team will conduct periodic reviews to ensure policies in place are still suitable under any new circumstances.
The Different Types of Personal Insurance Covers
Life Insurance – This type of cover pays out a lump sum to your dependents when you pass away.
TDP – Total and Permanent Disability (TPD) cover, provides you with a lump sum payment if you were to become permanently disabled.
Trauma Insurance (Critical Illness) – This type of cover provides you with a lump sum payment upon diagnoses of an illness as stated in the policy.
Income Protection – Also known as income replacement cover, replaces and provides you with a portion of your income if you are unable to work temporarily due to illness or disability.
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DISCLAIMERS
The information on this website is of a general nature only and has been prepared without taking into account your particular objectives, financial situation or needs.
Before selecting any product or service or acting on any advice you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs.
If any information in this publication relates to a particular product or service you should obtain any relevant disclosure statement for that product or service before making a decision about whether to acquire the product or service.
Liability limited by a scheme approved under Professional Standards Legislations.
Mohammed Saheed (308525) and Acro Financial Services Pty Ltd t/a Acro Wealth Management (1246594) are Authorised Representative of Lifespan Financial Planning Pty Ltd ABN 23 065 921 735, AFSL No. 229892, ACL No. 229892, Level 23, 25 Bligh Street, SYDNEY NSW 2000
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